Health and Travel Insurance
All international students are required to have health and travel insurance while studying in New Zealand. The following guidelines apply to international students only.
The New Zealand Government’s Code of Practice for the Pastoral Care of International Students requires all international students to have appropriate health and travel insurance during their period of study. The insurance must also cover your travel to New Zealand to study.
It is The University of Auckland’s responsibility, under the Code, to ensure that all international students have appropriate health and travel insurance, and therefore this is a condition of your enrolment.
The University of Auckland uses Studentsafe as their preferred insurance provider for international students. The Studentsafe-University plan offers comprehensive health and travel insurance benefits, which meet the requirements of the Code. When you enrol, you will be automatically covered by the Studentsafe-University policy and the charge is added to your student account. You must pay this charge when you pay your tuition fees.
Visit the StudentSafe-University website
Read about the Code of Practice
The 2013 academic year premiums for International Student Health and Travel Insurance are as follows:
- NZ$146.25 – Summer School
- NZ$146.25 – quarter term
- NZ$295.50 – one semester
- NZ$585 – full year
- NZ$50 – short courses of 30 days or less
Condition applies: the student must inform the Insurance Administration Office prior to short course start date.
If you wish to insure family members, please complete a family insurance application form.
Family policy application forms must be submitted within one month of the semester/enrolment start date.
Please note family policies are not renewed automatically. If you wish to renew your family policy, you must inform the Insurance Administrator on or before the policy expiry date. If you are enrolled by semester, you need to renew your family policy each semester.
The family premium for 2013 academic year is as follows:
Student and partner OR student solo parent with child/children:
- NZ$292.50 – Summer School or quarter term
- NZ$585 – one semester
- NZ$1170 – full year
Couple and child/children:
- NZ$365 – Summer School or quarter term
- NZ$730 – one semester
- NZ$1460 – full year
Important notice to persons 60 years of age and over.
Students or family members aged 60 and over are required to provide medical evidence to Vero, before cover can be accepted. If you or a family member are 60 years of age or over you must complete the Medical Risk Assessment form and email it directly to the insurance provider (see the form for details).
If you travel to New Zealand within 31 days of your course start date you will be covered for unforeseen events that may occur during your travels to New Zealand, such as lost baggage or flight delays (conditions apply; more information can be found in the policy). Please retain your receipts and any necessary documentation. When you have arrived in Auckland, please see the Insurance Administrator at The University of Auckland.
University Health Services
Studentsafe-University policy holders are able to use University Health Services for all compliant health and counselling services. Please refer to the policy wording for terms and conditions.
Any consultation covered by the Studentsafe-University policy will be billed directly to the insurance company with no charge to the student. Please note that consultations not covered by the policy will be charged to the student.
Read about University Health Services
Pre-existing conditions are not covered by the Studentsafe-University policy.
If you have a pre-existing medical condition, you can apply for cover directly to the insurer by completing the Medical Risk Assessment form and returning it to the insurance provider. Details are on the form.
Campus Pharmacy (City Campus) directly bills the insurance company for prescriptions prescribed to Studentsafe-University policy holders by doctors from University Health Services. There is no charge to the student for prescriptions covered by the policy.
Level 1, Student Commons
2 Alfred Street
Ph: +64 9 373 7599 ext 87935
If you wish to use an alternative insurance provider, the policy must be compliant with the requirements of the New Zealand government's Code of Practice for the Pastoral Care of International Students.
Please see the list of compliant policies accepted by The University of Auckland.
If you have a compliant policy, you must bring your original certificate of insurance and the Insurance Waiver Application form to the Insurance Administrator before the deadline specified below in order to get an insurance waiver. Any applications received after these dates will not be accepted and you will be charged for the Studentsafe-University insurance policy. If you enrol late, you must bring your compliant insurance certificate in the same week you enrol in order for a waiver to be processed.
Alternative insurance policies must cover your semester dates and your return journey to your home country. Please make sure your policy is valid until your return home, or for the period of your student visa if you are staying in New Zealand.
Please note: you must apply for a new insurance waiver every semester (doctoral students every year).
Download the Insurance Waiver Application form.
The Insurance Waiver Application form must be submitted to the Insurance Administrator on or before the following dates:
|Insurance Waiver Application deadlines|
|Summer School||11 January 2013|
|First semester||16 March 2013|
|Second semester||2 August 2013|
|First quarter||19 January 2013|
|Second quarter||19 April 2013|
|Third quarter||12 July 2013|
|Fourth quarter||4 October 2013|
|Doctoral||Within one month of enrolment start date|
Important Note - If you choose to cancel your insurance policy while you are on PhD suspension, on exchange or overseas and then resume your insurance cover when you return, it will be considered a new policy. This means that any medical conditions you received treatment for under the original policy will now be considered pre-existing conditions and will not be covered under the new policy. Please see the Insurance Administrator for advice before you travel.
Non-compliant insurance policies
Please note if your policy appears on the University's list of non-compliant insurance policies, it will not be accepted and you will be charged for the Studentsafe-University policy.
Alternative policy assessment
If you wish to use an insurance provider that is not on either list, your insurance policy must be assessed by the University's independent brokers to ensure the policy meets the required Code of Practice policy standard. If your alternative insurance is deemed to meet the requirements, a waiver will be issued.
You must apply for alternative policy assessment at least two weeks prior to semester start date. If you submit your application later than two weeks prior to semester start date, you will be liable to pay for Studentsafe-University cover for your first semester. You may apply for a waiver for the following semester.
For alternative policy assessment, please supply the following to the Insurance Administrator:
- Full insurance policy wording (in English)
- Insurance certificate
- Insurance Waiver Checklist
As a student, it is your responsibility to understand and become familiar with the insurance policy terms and conditions. All policy documentation and detail of benefits is available at the International Student Information Centre or on the Studentsafe-University website.
If you have not been charged insurance when you first enrol, please contact the International Student Information Centre immediately. It is your responsibility to check and ensure you pay for your insurance.
You are required to inform the Insurance Administrator of any changes during the period of insurance (e.g. no longer enrolled, change of status to domestic student, or insured with a different provider) as it will affect your your eligibility to make a claim or receive a refund from the Studentsafe policy. If any refund is due, it will be calculated from when the refund application is received. No refund or waiver application will be accepted if it is received after the policy expires.
You are required to advise the Insurance Administrator within one month if you are studying from overseas or conducting research outside New Zealand. If you do not advise the Insurance Administrator of these changes within one month of these changes you will not be eligible for a waiver or refund.
Waivers or cancellations are processed within 5 working days once all relevant documents are sighted and approved by the Insurance Administrator.
For more information about International Student Insurance, please see Studentsafe's list of Frequently Asked Questions.
Doctoral Students, please see the FAQs for doctoral students.