Managing your finances

Get Sorted

This website is a highly regarded independent guide offering a range of information and calculators to assist you in tracking your money, retirement planning, dealing with debt and investing, amongst other topics. Visit Get Sorted.

Career, financial and retirement planning seminars

We run career and financial planning seminars to assist staff of all ages to plan for their career and retirement needs. We encourage to take advantage of these opportunities. Contact Professional and Organisational Development.

Superannuation and KiwiSaver

Unisaver is a registered superannuation scheme is available to all permanent staff and to employees on fixed term employment agreements (which still have two or more years to run at the time the staff members applies to join).

We encourage you to seek advice directly from your superannuation provider on the impact of any potentially agreed changes to your employment arrangements as you approach retirement. There may be conditions or restrictions you need to consider. Relevant unions may also be able to provide information or advice.

KiwiSaver is a voluntary, work-based savings scheme to which the employer contributes.

It is never too late to join either of these schemes. For more information see Superannuation.

Investing

Staff who belong to KiwiSaver almost certainly shares. Night classes for beginner investors are provided by the New Zealand Shareholders Association.

Some private providers run general investing or women's wealth seminars.

You can consult an accredited Financial Advisor for investment advice. There is a list list of Authorised Financial Advisers on the Financial Markets Authority website.

Your bank will also have investment advisors you can consult.

Spending your savings

Our Retirement Policy and Research Centre has run workshops on spending retirement savings. Presentations and videos are available at Decumulating Retirement Savings - Making Options Work.

Claiming overseas pensions

To determine if you are eligible for a pension from another country you should enquire and register your claim at least four months before you reach the qualifying pension age.

Commission for Financial Capability

Further information on retirement can be found on the Commission for Financial Capability website. This Commission's goal, previously known as the Retirement Commission, is building the financial capabilty of New Zealanders of all ages.

Retirement Policy and Research Centre (RPRC)

This Business School centre researches areas such as pension portability, decumulation for retirement savings and KiwiSaver. Visit RPRC.