Direct Loan eligibility

An overview of Direct Loan general eligibility, programme eligibility, and continued eligibility when receiving loans at the University.

General eligibility

To be eligible for the US Department of Education’s William D. Ford Federal Direct Loans (Direct Loans), students must:

  • Be US citizens or eligible non-citizens.
  • Complete a High School Diploma or a GED.
  • Not be in default or owing a return repayment on a US federal student loan.

Students must complete a Free Application for Federal Student Aid (FAFSA) which determines their general eligibility and analyses their need for financial aid.

A FAFSA does not directly result in receiving aid. The Financial Aid Coordinator at the University determines the types of aid and award amounts for which a student is eligible based on the Expected Family Contribution (EFC) and the Cost of Attendance that is developed by the University.

Free Application for Federal Student Aid (FAFSA)

Programme eligibility

  • A student must be enrolled at least half-time in a bachelors, masters or doctoral programme.
    • Note: Bachelors honours programmes are eligible to receive US Financial Aid to the undergraduate limit(s).
  • A student must not complete any component based in the United States.
  • A student must not enrol in any online or correspondence course(s), regardless of whether the course is optional or required.

All other programmes are not eligible to receive US Financial Aid. They are eligible for Private Loans only. These include:

  • Bachelor of Nursing
  • Bachelor of Medicine and Bachelor of Surgery
  • Transitional certificates, graduate diplomas, postgraduate diplomas and postgraduate certificates.

Satisfactory Academic Progress

Students receiving financial aid must maintain Satisfactory Academic Progress. Before disbursing financial aid funds, the University must determine and document that a student remains eligible to receive them.

The requirements for Satisfactory Academic Progress for US financial aid recipients may differ from the minimum requirements set out by the University of Auckland Academic Standing regulations.

All US financial aid recipients are required to read and agree to the Satisfactory Academic Progress policy before accepting any financial aid.