Eligibility for student loans and allowances

Find out your eligibility for a student loan or allowance.

Student loans and allowances are offered by StudyLink, and they make the assessment of your eligibility for student loans and allowances. The guides below will help you calculate your EFTS (Equivalent Full-time Student) points, if StudyLink requests it from you.

Residency requirements for Student Allowances and Student Loans

To be eligible for a Student Allowance or Student Loan you must be a New Zealand citizen.

If you're not a New Zealand citizen you must be ordinarily resident in New Zealand and meet one of the following residence requirements:

  • have been entitled to reside indefinitely in New Zealand under the Immigration Act 2009 for at least 3 years and have been living in New Zealand for at least 3 years or
  • be a refugee or protected person and be entitled to reside indefinitely in New Zealand under the Immigration Act 2009 or
  • sponsored into New Zealand by a family member who holds refugee status or protected person status.

For any further questions, please contact StudyLink.

EFTS for the standard academic year

Enrolment period Number of weeks Minimum points for   full-time status Minimum EFTS for full-time status
Summer School only 06/01/2016 - 17/02/2016 7 weeks 22 points 0.183 EFTS
Summer School and First Semester only 06/01/2016 - 27/06/2016 26 weeks(including inter-semester and mid-semester breaks) 80 points 0.650 EFTS
First Semester only 18 weeks 50 points 0.400 EFTS
29/02/2016 - 27/06/2016      
Second Semester only 18/07/2016 - 14/11/2016 18 weeks 50 points 0.400 EFTS
First Semester and Second Semesters 29/02/2016 - 14/11/2016 38 weeks(including inter-semester and mid-semester breaks) 100 points 0.800 EFTS
Summer School, First Semester and Second Semesters 06/01/2016 - 14/11/2016 46 weeks(including inter-semester and mid-semester breaks) 100 points 0.800 EFTS

EFTS for the Graduate School of Management

Enrolment period Number of weeks Minimum points for   full-time status Minimum EFTS for full-time status
First Quarter only 05/01/2016 - 19/03/2016 11 weeks 35 pts 0.275 EFTS
Second Quarter only 04/04/2016 - 18/06/2016 11 weeks 35 pts 0.275 EFTS
Third Quarter only
27/06/2016 - 10/09/2016
11 weeks 35 pts 0.275 EFTS
Fourth Quarter only
19/09/2016 - 03/12/2016
11 weeks 35 pts 0.275 EFTS
First and Second Quarters
05/01/2016 - 18/06/2016
24 weeks(including inter-semester break) 72 pts 0.600 EFTS
Second and Third Quarters
04/04/2016 - 10/09/2016
23 weeks(including inter-semester break) 70 pts 0.575 EFTS
Third and Fourth Quarters
27/06/2016 - 03/12/2016
23 weeks(including inter-semester break) 70 pts 0.575 EFTS
First, Second and Third Quarters
05/01/2016 - 10/09/2016
36 weeks(including inter-semester breaks) 100 pts 0.800 EFTS
Second, Third and Fourth Quarters
04/04/2016 - 03/12/2016
35 weeks(including inter-semester breaks) 100 pts 0.800 EFTS
First, Second, Third and Fourth Quarters
05/01/2016 - 03/12/2016
48 weeks(including inter-semester breaks) 100 pts 0.800 EFTS

How to calculate your EFTS by points

To calculate your EFTS for a period of study, you can:

  1. View your unofficial transcript to see how many points you were enrolled in for the period of time you are checking.
  2. Convert your enrolment points into EFTS according to the table below:

EFTS Value

Number of points you have enrolled in EFTS Value
10 points 0.0833 EFTS
15 points 0.1250 EFTS
20 points 0.1667 EFTS
30 points 0.2500 EFTS
60 points 0.5000 EFTS
120 points 1.0000 EFTS

Part time

You may qualify for StudyLink to pay your tuition fees if you are enrolled in least 30 points in the same academic year.

Part time in a full-year programme

You may qualify for StudyLink to pay your tuition fees and course-related costs if you are enrolled for more than 32 weeks continuously in one academic year.

10 point courses

You must enrol into more than three 10 point courses to be eligible for a student loan, due to rounding.

Limited Full time Status

You can request Limited Full-time Status from StudyLink for certain circumstances, such as illness and disability, or when you are studying less than full time to complete your programme.

Detailed information about Limited Full time Status is available on the StudyLink website.

Limited Full-Time Status form (StudyLink)

You can submit your form for approval at your Faculty Student Centre.